Stocks and shares Isas down on last year while cash Isas edge up: Which should you choose?

Should you save or invest in 2023? Typical stocks and shares Isa fund fell over the past 12 months – while cash Isa savers saw returns edge up Investors endured a volatile 2022, while savers saw interest rates improve Best easy-access cash Isas now pay 3%-plus and best fixed rates pay over 4% However, savers … Read more

Which trusts and funds can make you an Isa millionaire?

Younger investors are more confident about becoming a millionaire ahead of retirement by investing in a stocks and shares Isa, new research suggests. While cryptocurrency and meme stocks took many of the headlines in the pandemic, the tax-free accounts have proved a popular long-term choice for those starting out in investment. In a poll of 1,000 … Read more

How to research investment trusts for your Isa

Ryan Hughes is head of active portfolios at financial services firm AJ Bell. Investment trusts represent an excellent way to invest whether you are just starting out or have already established a well-diversified portfolio. However, they do have some interesting quirks and features that mean careful research is important in order to fully understand what … Read more

How to review and rebalance your Isa portfolio

Chris Barrett: If you tend to panic during market declines, you should consider a more conservative asset allocation Chris Barrett is the investment director at wealth management firm JM Finn. Asset classes such as stocks, bonds, cash, property, and alternatives like gold, are interconnected yet differ in terms of their exposure to global risks. They tend … Read more