isainvesting

There is an Isa out there for every saver, but working out which one is for you is not always straightforward.  The Isa family has grown over the years so there are now five different types to choose from. They have been around for 24 years, with various new additions along the way. All Isas … Read more

Most of us are familiar with three types of Isa: cash, stocks and shares and junior Isas.  But did you know there are three other types, each with different rules and risks? One helps the under-40s save for a home; another is for investing in lending firms; and the third is for buying the smallest … Read more

Should you save or invest in 2023? Typical stocks and shares Isa fund fell over the past 12 months – while cash Isa savers saw returns edge up Investors endured a volatile 2022, while savers saw interest rates improve Best easy-access cash Isas now pay 3%-plus and best fixed rates pay over 4% However, savers … Read more

My wife and I are ready to start a savings pot for our toddler son which we will put money in to each month, alongside birthday and Christmas cash. We’re keen on a stocks and shares Junior Isa, but there are a few things we’re unsure about – especially when it comes to him growing … Read more

Younger investors are more confident about becoming a millionaire ahead of retirement by investing in a stocks and shares Isa, new research suggests. While cryptocurrency and meme stocks took many of the headlines in the pandemic, the tax-free accounts have proved a popular long-term choice for those starting out in investment. In a poll of 1,000 … Read more

The number of young savers maxing out Lifetime Isa allowances has doubled since launch in 2016 as house prices reach near-record highs, according to new research. Lisa savings accounts allow aspiring buyers to save up to £4,000 per year tax-free and receive a 25 per cent government bonus when they buy their first property.  A … Read more

Can I invest in a new Isa to buy and sell shares and keep buying funds with my existing account? By This Is Money Published: 09:50 GMT, 1 March 2022 | Updated: 15:25 GMT, 1 March 2022 I have a stocks and shares Isa with a DIY investing platform where I can pick and choose … Read more

Ryan Hughes is head of active portfolios at financial services firm AJ Bell. Investment trusts represent an excellent way to invest whether you are just starting out or have already established a well-diversified portfolio. However, they do have some interesting quirks and features that mean careful research is important in order to fully understand what … Read more

Chris Barrett: If you tend to panic during market declines, you should consider a more conservative asset allocation Chris Barrett is the investment director at wealth management firm JM Finn. Asset classes such as stocks, bonds, cash, property, and alternatives like gold, are interconnected yet differ in terms of their exposure to global risks. They tend … Read more

‘Simplify, then add lightness’: My Isa could learn from Colin Chapman’s Lotus but I’m baulking at the cost of an investing spring clean, says SIMON LAMBERT By Simon Lambert for Thisismoney.co.uk Published: 09:55 BST, 6 May 2021 | Updated: 09:58 BST, 6 May 2021 ‘Simplify, then add lightness.’ That was the famous philosophy of Lotus … Read more