moneycardsloans

Nearly half of 16-to-24 year-olds in Britain used buy now, pay later services last year to help spread the cost of expensive fashion items and snazzy tech gear, new research suggests. BNPL services enable shoppers to pay for goods in instalments after purchasing an item, often using informal credit agreements and usage has snowballed in … Read more

Britons now have the option of using buy now, pay later when shopping on Amazon’s website, following a partnership between the retail giant and Barclays Bank. The new flexible payment method, Instalments by Barclays, will enable Amazon shoppers to finance purchases of £100 of more via their account. The buy now, pay later credit can … Read more

For those who use credit cards to manage their debts, balance transfer cards have long provided a way to cut down on costly interest payments by putting everything in one place.  But the increased popularity of these cards means the deals available at the moment are better than ever.   The credit agency, Experian has recorded … Read more

Almost eight million Britons currently have significant outstanding balances with buy now pay later (BNPL) providers, averaging £538 each, according to new research. An estimated 7.7 million UK shoppers are now indebted to BNPL providers, according to the credit broker, Credit Karma, and that figure is expected to rise as more and more shoppers are … Read more

As we hurtle towards the budget-busting festive season, it is as good a time as any to take stock of the pieces of plastic in our wallets that many of us rely on. The best credit cards can help you boost your credit score, clear your debts faster, spread the cost of an expensive purchase … Read more

Amazon’s decision to no longer accept payments from UK-registered Visa credit cards from next year will undoubtedly cause concern among some shoppers. Millions of Britons rely on Amazon’s marketplace for all manner of items from groceries to last minute Christmas gifts – in November last year alone there were 579.5 million desktop and mobile visits … Read more

Banks to allow customers to set their own contactless spending limits ahead of new £100 cap Some experts fear the new limit will lead to a rise in fraud and overspending Certain banks will let you reduce your contactless card limit or even switch it off  Halifax and Bank of Scotland customers will be able … Read more

New American Express customers could earn £264 in Nectar points or £150 in Amazon vouchers after the credit card provider boosted its sign-up offer ahead of the Christmas run-in.  Those signing up to its Preferred Rewards Gold credit card will now bag 30,000 membership reward points instead of the usual 20,000 if they spend £3,000 … Read more

Higher-rate taxpayers are more likely to become overdrawn than basic-rate taxpayers, new research has found. Around 14 per cent of higher-rate and additional rate taxpayers fall ‘into the red’ for at least half the month compared to just 9 per cent of basic-rate taxpayers, data from Hargreaves Lansdown claims. The survey of  2,000 people asked about … Read more

An increasing number of Britons used buy now, pay later schemes during the pandemic as people turned to online shopping during successive lockdowns, a new report shows. One third of adults have now used a buy now, pay later product, according to the consumer group, Which? and two in five of those have done so … Read more