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For many people, the Covid pandemic has brought unexpected changes to their financial circumstances. Some have been placed on furlough or made redundant, while others will just want to be more cautious when it comes to their monthly budget. Taking out an interest-only mortgage is one way to reduce your outgoings in the short term. … Read more
The number of cohabiting couples submitting joint mortgage applications in 2020 rose by 60 per cent year-on-year, according to the Mortgage Advice Bureau. In comparison, the number of joint mortgage applications submitted by those in civil partnerships rose by 15 per cent in the same period, whilst for married couples it was 11 per cent. … Read more
The number of cohabiting couples submitting joint mortgage applications in 2020 rose by 60 per cent year-on-year, according to the Mortgage Advice Bureau. In comparison, the number of joint mortgage applications submitted by those in civil partnerships rose by 15 per cent in the same period, whilst for married couples it was 11 per cent. … Read more
Those living in energy inefficient homes could soon find it harder to get a mortgage, after a Government report called on lenders to help improve energy performance. Mortgage lenders may soon be required to track and annually disclose the average Energy Performance Certificate rating of the properties they lend against. The Government could then use … Read more
Mortgages needing 10 per cent deposits are continuing to return to the market, in a welcome move for first-time buyers. Lenders have launched 117 new products since the beginning of the year, and 29 in the first two weeks of February alone, according to information website Moneyfacts. These lower-deposit mortgages are popular with first-time buyers, … Read more
Many Britons could be at risk of paying over the odds on their house purchases, with 30 per cent of homeowners saying they did not negotiate at all on the price of their current property. A huge stumbling block for many was their lack of knowledge, with more than one in five confessing that they … Read more
A dash for detached homes and the hunt for more space in lockdown helped send the average house price in the UK up £20,000 in 2020, official figures revealed. House prices increased by 8.5 per cent in 2020, reaching a record high of £252,000, aided by lockdown buyers looking for bigger homes and the stamp … Read more
A dash for detached homes and the hunt for more space in lockdown helped send the average house price in the UK up £20,000 in 2020, official figures revealed House prices increased by 8.5 per cent in 2020, reaching a record high of £252,000, aided by lockdown buyers looking for bigger homes and the stamp … Read more
Property sales that are worth £1.5 billion are at risk of collapsing unless the Chancellor can be persuaded to extend the stamp duty holiday. The staggering sum represents two-thirds of buyers nationwide who are in a chain where someone is dependent on completion before the March 31 deadline, according to lender Paragon. Rightmove says about … Read more
Property sales that are worth £1.5 billion are at risk of collapsing unless the Chancellor can be persuaded to extend the stamp duty holiday. The staggering sum represents two-thirds of buyers nationwide who are in a chain where someone is dependent on completion before the March 31 deadline, according to lender Paragon. Rightmove says about … Read more