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I have multiple pension pots which I was advised to not bring together as I now don’t have enough time to recoup the transfer costs and they have continued to increase by small amounts each year. I am 52 and plan to retire at 55, in summer 2022. I am in receipt of a Royal … Read more
Workers typically undertake a five-year journey to retirement during their mid-60s, research reveals. Pension freedom reforms give older people greater control over when they retire, and on average they begin to tap their savings at 62 and stop work at 64, figures show. That means they must use private savings during the gap before starting … Read more
I would like to gift my stamp collection to my adult son before I die. The collection is worth approximately £25,000. Do I have to give him a formal dated letter to prove it was a gift and when the gift was made? Can you suggest a format for the letter? Gift to son: Are … Read more
Hundreds of bereaved families could be forced to unravel estates wound up years ago after Lloyds Banking Group discovered a vast trove of old wills it could not match to customers. Lloyds confirmed the massive storage blunder, revealed by the Financial Times, which has left it scrambling to reunite about 9,000 families with loved ones’ … Read more
Lost credits: Gaynor Seymour, pictured with husband Andrew, says she can easily prove she looked after her daughter in the disputed period A mum who lost valuable state pension credits over an innocent paperwork blunder says she can easily prove she looked after her daughter during the disputed period. The Government claims it’s too hard … Read more
I sadly lost my husband suddenly from a heart attack six years ago. When he passed away, I was not aware that I was entitled to a one-off lump sum and further regular payments. Last year I also unfortunately lost my brother, whose widow was contacted automatically by the Department for Work and Pensions after … Read more
Help! My dad is leaving his house to me, but can I split it with my sister? They recently reconciled and she hasn’t seen the will By This Is Money Reporter Published: 07:42 BST, 29 August 2019 | Updated: 07:42 BST, 29 August 2019 In my dad’s will, the house is left to me and … Read more
Soaring numbers of parents and grandparents are raiding the equity in their homes to help younger relatives get on the property ladder. Estate agents and mortgage brokers have told Money Mail they are hearing from more and more buyers who are able to put down a deposit on their first home only because an older … Read more
Low-cost online and DIY wills could see your final wishes disregarded and your estate eaten up by costly legal bills. A Money Mail investigation has found a string of potential pitfalls with popular DIY will packs and online services on sale for as little as £6.99. In the worst cases, your will could be declared … Read more
Job-hopping is an occupational hazard in a modern world where workers no longer have the luxury of staying with the same employer for life. Official figures suggest most workers will change employer 11 times during their lives. While this might reinvigorate a career and salary, it has created a practical wealth challenge: how to deal … Read more