moneyexperts

I am a Vodafone customer and set up a second contract for my husband on the same Sim deal in April 2019 as I would get a discount. However, I cancelled both contracts in January as we found better deals. No more money came out of my account but my husband realised in March Vodafone … Read more

I took out a BA American Express card to earn Avios points and use it for some big ticket spending but I never seem to accumulate enough to make a meaningful difference to booking flights. I was talking to a friend and he said that he’d booked return flights for his family of four to … Read more

Tony Hetherington is Financial Mail on Sunday’s ace investigator, fighting readers corners, revealing the truth that lies behind closed doors and winning victories for those who have been left out-of-pocket. Find out how to contact him below. D.R. writes: I had saved my More points from shopping at Morrisons, intending to use them for my … Read more

With the change to tax on interest mentioned in your article last week I think that I may exceed the £1,000 Personal Savings Allowance. I have a state pension and two small company pensions which total approximately £11,000, plus I have NS&I Guaranteed Growth Bonds and other savings on which interest may total over £1,000, … Read more

My neighbour has a Ring security light with a built-in camera above their back door, which I can see from my downstairs side window. There is a high fence between the properties and so it feels as if you have complete privacy, but it occurred to me the other day that if I can see … Read more

I am secretary of my local pigeon racing club and our account has been closed by HSBC without reason. The bank asked for additional information for ‘know your customer’ compliance, which I supplied at our local branch. It has now sent a cheque for the £1,473.10 we had in our account. But the cheque is … Read more

I am secretary of my local pigeon racing club and our account has been closed by HSBC without reason. The bank asked for additional information for ‘know your customer’ compliance, which I supplied at our local branch. It has now sent a cheque for the £1,473.10 we had in our account. But the cheque is … Read more

I am concerned about the rising level of dog theft in my area with multiple cases being reported. When I take my dog out for a walk I keep a careful eye on her and often have her on a lead. However, I am still worried that someone might take her.  I am looking at … Read more

I am a first-time buyer, and have just made an offer on my dream property. The seller accepted, and I began my mortgage application. I had already passed the lender’s affordability checks for the size of loan I require. However, I have now hit a bump in the road. A surveyor visited the property to … Read more

Tony Hetherington is Financial Mail on Sunday’s ace investigator, fighting readers corners, revealing the truth that lies behind closed doors and winning victories for those who have been left out-of-pocket. Find out how to contact him below.  J.S. writes: I have been invited to join the Winners Circle, a multi-level marketing company. It seems you … Read more